| New Vehicle Plans & Rates |
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| Zone 1+ FICO 720+ |
Up To 63 Months |
5.49% |
| Zone 1+ FICO 720+ |
66 Months |
6.29% |
| Zone 1+ FICO 720+ |
72 Months |
6.44% |
| Zone 1+ FICO 720+ |
84 Months |
7.69% |
| Zone 1- FICO 690-719 |
Up To 63 Months |
6.09% |
| Zone 1- FICO 690-719 |
66 Months |
6.59% |
| Zone 1- FICO 690-719 |
72/75 Months |
6.74% |
| Zone 1- FICO 690-719 |
84 Months |
7.99% |
| Zone 2- FICO 670-689 |
Up To 63 Months |
7.34% |
| Zone 2- FICO 670-689 |
66 Months |
7.74% |
| Zone 2- FICO 670-689 |
72/75 Months |
8.24% |
| Zone 3- FICO 650-669 |
60 Months |
9.69% |
| Zone 3- FICO 650-669 |
66 Months |
10.49% |
| Zone 3- FICO 650-669 |
72/75 Months |
10.64% |
| Zone 4- FICO 630-649 |
60 Months |
13.14% |
| Zone 4- FICO 630-649 |
66 Months |
14.04% |
| Zone 4- FICO 630-649 |
72 Months |
14.24% |
| Zone 4- FICO 630-649 |
75 Months |
14.49% |
| Zone 5- FICO 629-610 |
60 Months |
15.60% |
| Zone 5- FICO 629-610 |
63 Months |
15.85% |
| Zone 5- FICO 629-610 |
66 Months |
16.30% |
| Zone 5- FICO 629-610 |
72 Months |
16.80% |
| Zone 5- FICO 629-610 |
75 Months |
17.05% |
| Zone 6- FICO 609-580 |
60 Months |
18.00% |
| Zone 6- FICO 609-580 |
63 Months |
18.25% |
| Zone 6- FICO 609-580 |
66 Months |
19.10% |
| Zone 6- FICO 609-580 |
72 Months |
20.15% |
| Zone 6- FICO 609-580 |
75 Months |
20.40% |
| Zone 7- FICO 579-520 |
60 Months |
19.90% |
| Zone 7- FICO 579-520 |
63 Months |
20.15% |
| Zone 7- FICO 579-520 |
66 Months |
21.00% |
| Zone 7- FICO 579-520 |
72 Months |
22.05% |
| Zone 7- FICO 579-520 |
75 Months |
22.30% |
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For Zone 1+, Zone 1, Zone 2, and Zone 3:
Add .25% to posted rate if amount financed is over 120% of invoice
Deduct .25% from posted rate if amount financed is between 80.01% - 90% of invoice
Deduct .50% from posted rate if amount financed is less than or equal to 80% of invoice
For Zone 4, Zone 5, Zone 6, and Zone 7
Add .50% to posted rate if amount financed is over 100% of invoice
Deduct .25% from posted rate if amount financed is between 80.01% - 90% of invoice
FICO Scores are Equfax 5.0 Auto Enhanced. Rates are subject to credit approval. Alternative financing available |
| New Vehicle Protection Plans |
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| Platinum Protection
| 4 Years/ 65,000 Miles |
$885.00 |
| Platinum Protection |
5 Years/ 60,000 Miles |
$895.00 |
| Platinum Protection |
6 Years/ 75,000 Miles |
$970.00 |
| Platinum Protection
| 6 Years/ 100,000 Miles |
$1,180.00 |
| Platinum Protection |
7 Years/ 75,000 Miles |
$1,050.00 |
| Platinum Protection |
7 Years/ 100,000 Miles |
$1,305.00 |
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Guaranteed Auto Protection |
( GAP ) |
$595.00 |
| New Vehicle Protection Options |
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| Lojack (System 1) |
$695.00 |
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| Lojack (With Guarantee & Lifetime Warranty) |
$895.00 |
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| Lojack & Early Warning |
$1,195.00 |
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| Corrosion Protection & Undercoating/Soundshield |
$595.00 |
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| Paint Sealant With Environmental Paint Protection |
$565.00 |
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| Interior Protection For Fabric |
$389.00 |
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APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.
Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.